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By MyHouseby Mortgage Information News & Blog

20 Nov: Steps to a Smooth Loan Process (PART 3: The Conditional Loan Approval)

What is a conditional loan approval?

The conditional loan approval is a statement from a lender asserting that the lender is willing to loan a specific amount of funds to the potential borrower after meeting specific conditions.

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By MyHouseby Mortgage Information News & Blog

20 Nov: Steps to a Smooth Loan Process (PART 2: Assets)

Have you ever attempted to obtain a mortgage loan for the purchase of a home and wondered why your lender cares so much about the source of your down payment? An applicant recently said to SunnyHill, “It’s my money, it shouldn’t matter to you!”

That applicant’s sentiment is not alone…

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By MyHouseby Mortgage Information News & Blog

20 Nov: Steps to a Smooth Loan Process (PART 1: FICO & CREDIT)

Are you one of the ~40 million American households who rent and would like to purchase a home in the near future? Do you already own a home and want to purchase another one? Are you thinking about refinancing your existing loan?

Yes…maybe…someday? Read on!

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